Data providers — Estated, Fenris, MeasureOne, Fize

Estated and Fenris provide property and risk data. MeasureOne and Fize retrieve declaration pages. Each pull consumes Data Credits. Fize is a legacy alternative to MeasureOne and is rarely used today.

Updated Apr 29, 2026 For agency admin

In short: Estated for property data, Fenris for risk and additional property/auto data, MeasureOne for dec pages (current standard), Fize as legacy alternative.

Pulling property & auto data on a Submission

Estated — property data

Estated returns property data based on an address:

  • Year built, square footage, construction type
  • Owner information (where lawful and supported)
  • Tax assessment data
  • Recent transaction history

Used during home insurance intake to enrich the property record without asking the prospect to manually enter known facts.

Triggered when a property address is captured on a Submission and Estated is enabled on the Form.

Fenris — risk and additional data

Fenris provides:

  • Property risk assessments
  • Auto-related data (MVR pulls where supported)
  • Additional contextual data on insureds and properties

Often used alongside Estated to build a fuller picture for underwriting.

Sample/demo data is available — you can test integrations without consuming credits. See Fenris sample data (and your integration settings) for the test path.

MeasureOne — declaration pages

MeasureOne retrieves declaration pages from prior carriers. The flow:

  1. The prospect provides their prior carrier and consent
  2. SALT calls MeasureOne to request the dec page
  3. MeasureOne fetches it asynchronously (this can take minutes)
  4. The dec page lands on the Submission as a document

A dec page request can be in one of these states on the Submission:

  • Pending — request received, not yet started
  • In progress — actively fetching from the carrier
  • Couldn’t retrieve — carrier doesn’t support it, authentication failed, or no policy found
  • Skipped — bypassed (the consumer chose not to share)
  • Off — the integration is disabled
  • Paused (monthly limit) — your per-vendor monthly cap has been hit
  • Paused (low balance) — your Data Credit balance is too low to run the lookup

See why dec pages take a few minutes for more detail.

Fize — legacy dec page alternative

Fize was the previous primary dec page provider before MeasureOne. It’s still wired into SALT for agencies that haven’t migrated, but most current setups default to MeasureOne.

If you’re still on Fize and considering switching, contact support — MeasureOne usually has better coverage and reliability today.

Per-pull costs

Each provider has a configured per-pull credit cost. Typical values:

  • Roughly 0.8-1.0 credits for lighter lookups (some Fenris paths, basic Estated)
  • 1.5-2.0 credits for richer lookups (full property reports, dec pages)

Check your Data Credit settings for current per-vendor costs.

When pulls happen

Pulls fire when:

  • A Submission completes with the relevant integration enabled
  • A Form has the integration toggled on
  • Sufficient data exists to run the lookup (e.g. an address for property data)
  • Credit balance and per-vendor threshold allow it

Pulls do not fire on Submissions that don’t have the matching enabled integration, even if the data is captured.

Common questions

Can I use sample/demo data instead of real data for testing? Where supported (Fenris does), yes — the integration settings expose a test mode that returns canned responses without consuming credits.

Are pulls retried if they fail? Failed pulls are typically not auto-retried. The integration’s recent error log shows what failed and why. For specific Submissions, you can sometimes manually re-trigger.

Do data provider responses expire on the Submission? Once stored on the Submission, the response stays. Re-running a pull would create a new response (and consume new credits).

What’s the difference between pulling a dec page via MeasureOne vs uploading one manually? MeasureOne pulls the dec page directly from the prior carrier with the consumer’s consent — accurate, structured, automated. Manual upload is a fallback when the prospect has the file but the carrier doesn’t support MeasureOne or auth fails.